U.S. News & World Report applies the same unbiased methodology used for ranking Best Hospitals, Best Colleges, and Best Cars to evaluate homeowners insurance companies. To ensure objectivity, the 360 Reviews team thoroughly researches and analyzes more than 15 insurance companies and agencies, gathering data from both professional and consumer reviews. Our team does not accept samples, gifts, or loans from the companies we review, and all sample products provided are donated after review. With a separate business team that has no influence over methodology or recommendations, U.S. New maintains a stringent, unbiased approach to evaluating homeowners insurance companies.
To guide consumers, U.S. News analyzed and compared homeowners insurance companies and agencies based on criteria such as standard cost, dwelling and structure coverage, identity theft protection, valuable possessions coverage, and available discounts. By researching and identifying the companies and products that consumers are most interested in, U.S. News provides a comprehensive and unbiased analysis of the homeowners insurance market. The 360 Reviews team uses a 360 approach, creating objective Overall Ratings based on an analysis of third-party reviews, both from professional and consumer sources.
Furthermore, the 360 team compiled and standardized third-party ratings and reviews to create a common scale for comparison. Using a weighted-average model and “source weights” based on the trust and recognition of each third-party source, U.S. News calculated the consensus score for each product, known as the 360 Overall Rating. This comprehensive approach ensures that consumers have access to trustworthy and unbiased evaluations of homeowners insurance companies and agencies to guide their decision-making process.
